Effective Date: September 17, 2025 Thank you for using OOOIOO operated by ONMONETARYUNIT DOT COM INC , a Delaware Public Benefit Corporation (“ ON ”, “we”, “us”). These Terms of Use (“ Terms ”) govern your access to and use of our websites, apps, and related services provided via oooioo.com (the “ Services ”). The Services may integrate third-party AI tools ( ChatGPT Pro, Gemini Ultra, Midjourney Mega, Perplexity Pro, and ElevenLabs Pro ). We are not affiliated with or endorsed by those providers , and their own terms apply when you use them via our Platform.
ONMONETARYUNIT DOT COM INC provides the OOOIOO Platform at oooioo.com. Postal address: 16192 Coastal Hwy, Lewes, DE 19958, USA. Our mission is to offer users a private, secure, and seamless experience with multiple AI tools under one account. For more information about ONMONETARYUNIT DOT COM INC and our services, please visit our website.
Services Offered: ONMONETARYUNIT DOT COM INC provides you with a single account that grants access to five premium AI services – ChatGPT Pro, Gemini Ultra, Midjourney Mega, Perplexity Pro, and ElevenLabs Pro. With one ONMONETARYUNIT DOT COM INC account on oooioo.com (the “Platform”), you can freely try these promotional AI services and tools including AI apps subscription on a free based option. Upon activation of the account, you will have the ability to register corresponding user accounts on each of the five productivity platforms listed above, using the credentials and instructions we provide. These third-party AI services are integrated into our Platform for your convenience, subject to their respective terms as described below.
Account Features: When you register, you will receive a personal user account on the Platform, including a profile and a private email address in the format yourname@oooioo.com. Your account allows you to access and manage all integrated Services, register and link accounts on the five productivity platforms, and manage your settings and preferences. The email address provided as part of your account is for your personal use and is hosted on our secure system. We do not charge any commissions or additional fees for using the integrated AI Services or the email account – all features are included as part of your ONMONETARYUNIT DOT COM INC membership with no hidden costs beyond any upfront subscription price you agree to. Users retain full control over their Platform account, linked service accounts, and email content at all times, as detailed in the Privacy and Data section of these Terms.
Payment Card for AI Subscriptions: As part of the registration process, you will also be issued a payment card linked to your Platform account. This card is provided exclusively for purchasing or maintaining subscriptions to the five integrated AI services (ChatGPT Pro, Gemini Ultra, Midjourney Mega, Perplexity Pro, and ElevenLabs Pro) and is not enabled for any other merchants, categories, or transactions. The card may be restricted to specific merchant category codes (MCCs) related to AI subscriptions and associated fees; non-permitted transactions are declined. The issuance and use of the card are subject to: (a) these Terms; (b) any additional terms provided by the issuing financial institution; and (c) all applicable laws and regulations. You are responsible for maintaining the security of the card and immediately notifying us of any loss, theft, or unauthorized use. We reserve the right to suspend or cancel the card if it is used in violation of these Terms, the issuing bank’s policies, or applicable law.
Minimum Age. You must be at least 18 years old (or the minimum age required in your country to lawfully use the Services, if higher) to be eligible for an account on the Platform. The Services are not intended for individuals under 18, and we do not knowingly allow such individuals to register.
Registration Information. You are not required to manually create an account on oooioo.com. Instead, once your identity and eligibility have been successfully verified through our KYC process (as described below), you will receive, via the email address you provided during the initial application, a ready-to-use Platform login, including a Google-hosted email address and password. For your security, we strongly recommend changing the password for your Google account immediately after your first login. You may then use these credentials to access the Platform and register linked accounts on the five integrated productivity services. You agree to provide accurate, current, and complete information during the application process and to keep it updated as necessary. You may not provide false information or use the identity of another person or entity without authorization. If you are applying on behalf of an organization or another person, you represent that you have the authority to accept these Terms on their behalf.
Registration Process. When you first access your Platform account and enter your required details in the designated fields, the next step will be to complete a KYC (Know Your Customer) verification through our partner Footprint (onefootprint.com). Footprint processes ID document and liveness checks as our processor. We do not store raw biometric templates; we may receive verification results and retain limited KYC records as required by law (e.g., AML/CTF). Card issuance data is shared with the issuer as needed. We retain only what is necessary for compliance (e.g., AML/CTF) and otherwise minimize KYC records. Footprint and the issuer handle ID and liveness data; we do not store raw biometric templates.
Account Security. You are responsible for maintaining the confidentiality of your account credentials (such as your password) and for all activities that occur under your account. You agree not to share your login information or allow anyone else to access the Services through your account. If you believe your account has been compromised or used without authorization, you must notify us immediately. We are not liable for any loss or damage arising from unauthorized use of your account.
Identity Verification. We may require you to undergo an identity verification process in certain cases (for example, to confirm eligibility for an account or to comply with legal requirements). You agree to provide any information or documentation reasonably requested for this purpose. Any personal identifiers you provide for verification (such as a passport number, national ID, or similar document) will be used to confirm your identity and eligibility. We retain only what is necessary for compliance and records, and otherwise minimize data consistent with our Privacy Policy.
What you can do. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, nontransferable right to access and use the Services for your personal or internal business purposes. This allows you to interact with the integrated AI tools, send and receive emails via your oooioo.com address, and otherwise benefit from the features provided on our Platform. In using our Services, you must follow all applicable laws and regulations. You also agree to adhere to any additional guidelines, usage policies, or instructions we may provide within the Platform.
What you cannot do. You may not use our Services for any illegal, harmful, fraudulent, or abusive purpose. For example, and without limitation , you agree that you will NOT:
Violate Laws or Rights: Use the Services in any manner that infringes, misappropriates, or violates any person’s rights (including intellectual property rights, privacy rights, or other legal rights) or any law or regulation.
Resell or Misuse the Services: Sell, resell, rent, lease, redistribute, or provide our Services to any third party (except as explicitly permitted by us), or misuse the Services in a way not authorized by these Terms. You may not copy, modify, or create derivative works of any part of the Services.
Reverse Engineer or Tamper: Attempt to reverse engineer, decompile, disassemble, or otherwise discover the source code or underlying components of the Platform or the integrated AI models (except to the extent such restriction is prohibited by law). Similarly, you must not attempt to bypass or undermine any security or technical measures that we have put in place to protect the Services (such as encryption, access controls, or usage limits).
Automated Extraction: Use any automated means (such as scripts, bots, or crawlers) to scrape, extract, or index information or data from the Services, including AI-generated outputs (“Output”), or to otherwise access the Services in a manner not provided by us. You also agree not to use the Services to automatically generate a massive volume of outputs for the purpose of building a competing service or model.
Misrepresentation of Output: Claim or imply that any content generated by the AI Services is human-generated when it is not. If you publish or share AI-generated content, you should not deceive others about its origin.
Service Interference: Interfere with, disrupt, or impair the proper functioning of our Services or the experience of other users. This includes not engaging in activities that could disable, overload, or adversely affect the Platform (such as a denial-of-service attack), and not circumventing any usage limits, rate limits, or other restrictions that we impose.
Prohibited Content: Input or upload to the Services any content that is illegal, harmful, obscene, defamatory, or otherwise violates our Acceptable Use guidelines or these Terms. You must not use the Services to generate or disseminate spam, malware, or content that exploits or harms minors, promotes violence or discrimination, or is otherwise objectionable or unlawful.
Violation of Third-Party Terms: Use any Third-Party Service (as defined below) in a manner that violates the third-party provider’s own terms of use or policies. For instance, when using ChatGPT Pro or Midjourney through our Platform, you must still abide by OpenAI’s and Midjourney’s usage policies for those services. We reserve the right to suspend or terminate access to any Third-Party Service through our Platform if we believe you have violated the provider’s terms or applicable law in your use of that service.
No adverse decisions about people. Do not use AI Output to make decisions producing legal or similarly significant effects about a person (e.g., credit, employment, housing, insurance, education).
Respect third-party terms. When using integrated providers (e.g., OpenAI, Google, Midjourney), you must comply with each provider’s usage policies; violations may lead to suspension.
Software. In connection with the Services, we may provide you with access to certain software or applications (for example, a mobile or desktop application, or tools for accessing your email). Subject to your compliance with these Terms, we grant you a limited, revocable license to download and use our software solely for the purpose of using the Services. This license is personal to you, and you may not transfer, sublicense, or assign it to anyone else. The software may update automatically on your device (for example, to improve performance or security). Any software we provide may include or rely on open source components, which remain subject to their own applicable open source licenses. We will make those licenses available to you as required by law or upon request. Nothing in these Terms grants you any rights to the source code of our software or to any proprietary software of the third-party providers integrated into our Services.
Third-Party Services.
Our Platform integrates or provides access to third-party software, products, and services that are not owned or controlled by ONMONETARYUNIT DOT COM INC (specifically including ChatGPT Pro, Gemini Ultra, Midjourney Mega, Perplexity Pro, and ElevenLabs Pro, referred to here as the “Third-Party Services”). Parts of our Services (for example, AI-generated content or results) may consist of output from those Third-Party Services (“Third-Party Output”). You acknowledge that the Third-Party Services are subject to the terms and policies of their respective providers, and not to these Terms. When using each Third-Party Service via our Platform, you must abide by that provider’s terms of use, license agreements, and usage policies. We are not responsible or liable for the content, accuracy, or functioning of any Third-Party Service or Third-Party Output. The inclusion of Third-Party Services in our Platform does not imply that we endorse or are affiliated with the providers of those services. If a Third-Party Service becomes unavailable or if its provider requires us to suspend or terminate its integration, we will not be liable for the removal of that service from our Platform, but we will endeavor to notify users of significant changes.
Feedback.
We welcome and appreciate feedback, comments, and suggestions from users about our Services (“Feedback”). If you choose to provide Feedback, you agree that we are free to use it without any restriction or compensation to you. This means we can use, modify, incorporate, or distribute any Feedback you provide for any purpose (such as improving the Services or developing new features) without owing you any obligation. Please do not submit any Feedback that you consider confidential or proprietary, as we may have already considered similar ideas and we are not agreeing to confidentiality by accepting your Feedback.
Your Content (Input and Output). Our Services allow you to provide prompts, data, or other content as input (“Input”) to the AI models, and in return, receive output generated by the models (“Output”). Together, Input and Output are referred to as “Content.” You are solely responsible for all Content that you provide or generate when using the Services.
You represent and warrant that:
You must not enter confidential or sensitive information into the Services unless you are willing to assume the risk of disclosure, since the content you provide might influence the Output and could be reproduced in similar form for others (see “Similarity of Content” below). However, as noted in the Privacy section, we do not store your Input or Output after your session ends, unless you explicitly save it.
Ownership of Content.
As between you and the Company, you retain any ownership rights you have in the Content you provide (Input), and you also own the intellectual property and other rights in the Outputs generated for you. Subject to third-party provider terms and applicable law, you may use Output for your lawful purposes. We do not claim ownership of your Input. Some providers impose additional restrictions (e.g., on training use or commercial use) that still apply. This means that, subject to applicable law, you have the right to use, reproduce, publish, or modify the Output freely for any lawful purpose, without needing further permission from us. Please note, however, that you are responsible for the content of the Output and ensuring that your use of it complies with the law and with these Terms. (For example, if the Output includes third-party content or personal data that was part of your Input, you are responsible for handling that appropriately.)
Similarity of Content.
You acknowledge that, due to the nature of artificial intelligence and generative services, the Output you receive may not be unique to you. Other users may, at some point, receive identical or similar Outputs from the Services, especially if they provide similar Inputs. Simply receiving similar content does not grant either user any rights against the other regarding that content.
Our assignment of rights to you in your Output (as stated above) does not extend to or affect any Output generated for other users, nor does it extend to any Third-Party Output generated by third-party AI services. Likewise, if you and another user independently arrive at the same or similar Input or Output, neither of you will have any claim against the other arising from that coincidence.
See each provider’s terms for intellectual property and reuse rules applicable to their models. Use of Content by ONMONETARYUNIT DOT COM INC.
We do not claim any ownership over your Input or Output. Aside from the rights explicitly granted in these Terms, you retain all rights to your Content. Furthermore, we do not use your Content to train our own models or to improve our Services without your permission. We do not store your Inputs or Outputs on our servers once your AI query or session is completed, unless you intentionally save the content (for example, by using a save or export feature in the Platform). We will use your Content solely as needed to operate the Services – for instance, to generate the Outputs you requested, to display or send the Output to you, and to enforce these Terms or comply with law. We also do not monitor or access the content of your private email account @oooioo.com, except as necessary to troubleshoot service issues, comply with a valid legal process, or upon your request. In short, you control your Content, and we strive to limit our use of it to running and protecting the Services you choose to use.
Accuracy and Appropriateness of AI Outputs
You understand that artificial intelligence technologies are not perfect and that Outputs may occasionally be incorrect, misleading, outdated, or problematic. The AI models may make errors or produce content that is inappropriate or incomplete.
By using the Services, you acknowledge and agree to the following:
Do Not Rely on Accuracy: The Outputs provided by the AI Services are for informational and assistive purposes only. They may not be accurate, truthful, or reliable. You should not rely on any Output as professional advice (e.g., legal, financial, or medical advice) or as the sole basis for making important decisions. Always verify critical information and use your own judgment.
Review Before Use: You are responsible for evaluating and reviewing any Output for accuracy, quality, and appropriateness before using it or acting on it. If your use case is sensitive or high-stakes, use human judgment or expert review to assess the Output. We strongly encourage you to carefully review Outputs, especially if you intend to share or publish them.
No Harm to Others: You must not use any Output in a manner that might cause harm or legal effects to any person. In particular, do not use Output about an identifiable person to make decisions regarding that person’s credit, employment, housing, insurance, education, or similar essential services, nor in any way that would violate that person’s rights or any anti-discrimination or privacy laws.
Potentially Objectionable Content: Some Outputs might be biased, offensive, or otherwise objectionable, and they do not represent the opinions or endorsements of ONMONETARYUNIT DOT COM INC. If an Output includes references to third-party products, services, or entities, it does not imply that those third parties are affiliated with us or endorse the Output. You agree that you will not hold us or the third-party providers liable for any incorrect or undesirable content generated by the AI. If you encounter any Output that is inappropriate or in violation of our policies, please report it to us so we can improve the Services.
Your privacy is extremely important to us. We design our Services to minimize data collection and give you control over your information. By using the Services, you acknowledge and agree that ONMONETARYUNIT DOT COM INC will handle your data as described below (and in any applicable Privacy Policy):
Data Minimization:
We collect only the Personal Data necessary to operate and secure the Services (e.g., account identifiers, security and compliance records), and process it per our Privacy Policy. Any personal information you provide is used solely for operating the Services and administering your account.
Security & Telemetry:
We maintain security and operational logs (e.g., authentication events, error and performance telemetry) and may collect privacy-centric analytics/diagnostics to keep the Services reliable and safe. Content you generate is not used to train our models; retention periods follow our Privacy Policy. We also do not log your email communications for analytical purposes or read your email content. Any logging we do is limited to system-level performance metrics and security logs (such as server uptime, error logs, or aggregate usage counts), which do not contain personal or content-specific information.
Analytics:
We may use privacy-centric analytics and crash reporting. We do not sell or “share” Personal Information for cross-context behavioral advertising. See our Privacy Policy and Cookie Notice for controls.
User Preferences:
The Platform may learn from your interactions in real time to improve your experience (for example, remembering that you prefer a dark mode interface during your session or suggesting relevant commands). However, these preferences are not permanently stored in your account unless you choose to save them. If the Platform offers a feature to save your settings or AI usage history, it will be opt-in and clearly explained. By default, once you log out or end a session, any inferred preferences are forgotten.
Account and Email Control:
You have full control over your account information and the content of your @oooioo.com email. We will not access, read, or modify the content of your emails or files within your account, except as absolutely necessary to provide the email service (for example, backing up data, syncing, or if you request support) or as required by law (such as complying with a court order). We will never do any data mining of your emails or personal files for analytics or advertising. You can delete your emails or account data at any time, and we will remove them from our active systems (though backup copies may persist for a short period as part of routine backup procedures, they will also be erased in due course). Administrative access to domain mailboxes is possible technically; we access only via audited break-glass for security/legal/support , as detailed in our Privacy Policy.
Identity Verification Data:
If we request identity verification (as noted in Registration), any sensitive personal data you provide for that purpose (such as government-issued ID numbers or documents) will be used only to confirm your identity or eligibility. We retain only what is necessary for legal compliance and records and do not store raw biometric templates. We will not sell or disclose such information to any third party; it is handled with the highest security and purged once no longer needed.
Data Hosting and Security:
All user data, including your account information, preferences, and email content, are stored securely on industry-leading cloud servers provided by Google (or an equivalent reputable cloud provider). We employ strong encryption and security measures to protect your data both in transit and at rest. Our systems and processes are designed to prevent unauthorized access, disclosure, or alteration of your data. We will promptly notify you of any data breach that we become aware of, as required by law.
No Data Sharing or Selling:
We will not share your personal data or Content with any third party unless it is necessary to provide the Services (for example, transmitting your query to an AI API to generate Output), or we are required by law to do so. In particular, we do not sell your data to advertisers or other companies. We also do not exchange user datasets with the providers of the Third-Party Services; when you use an integrated AI service through our Platform, the data exchange is limited to what’s needed to get the result (e.g., sending your prompt to OpenAI’s API for ChatGPT and returning the answer to you), and we implement contractual or technical measures to prevent those providers from retaining or using your prompts for their own purposes where possible.
Privacy Policy:
These Terms highlight our core data practices, but for more detailed information about how we handle personal data (if a separate Privacy Policy exists), please refer to our Privacy Policy document. That policy (if provided) is incorporated by reference here, though it is not a contract and is subject to change as described therein. In the event of any conflict between the Privacy Policy and these Terms regarding data practices, these Terms will govern.
Cross-Border Data Transfers:
Some user data may be processed on cloud infrastructure located outside the European Economic Area (EEA), including in the United States. In such cases, we ensure that appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs) or participation in recognized data protection frameworks, to maintain an adequate level of protection for your personal data.
Data Protection Officer (DPO):
If required under applicable law, ONMONETARYUNIT DOT COM INC will appoint a Data Protection Officer to oversee compliance with data protection regulations. You may contact the DPO or our support team if you have any concerns regarding data handling or your data rights.
Right to Lodge a Complaint:
If you are located in the European Union or another jurisdiction that provides similar protections, you have the right to lodge a complaint with your local data protection authority if you believe that your rights under applicable data protection laws have been violated.
By using the Services, you consent to the practices described above. If you have any questions or concerns about your privacy or data security on our Platform, please contact us at the support address provided on our website.
The Services (excluding Content you provide or Output you own) are protected by intellectual property laws and are the property of ONMONETARYUNIT DOT COM INC and its licensors. This includes all software, technology, designs, logos, trademarks, service marks, content, and other materials provided as part of or in connection with the Platform. All rights in and to our Services and intellectual property are reserved. These Terms do not grant you any ownership rights in the Services or in any intellectual property of the Company or our partners, except for the limited usage rights expressly stated.
You may use the name “ONMONETARYUNIT DOT COM INC” or our logos and trademarks only as necessary to truthfully identify the Services (for example, stating “Content created using ONMONETARYUNIT DOT COM INC” or referencing our brand in your account profile). However, you may not use our name, logos, or branding in a way that suggests endorsement, partnership, or in any confusing or misleading manner, without our prior written consent. All goodwill from any permitted use of our trademarks benefits the Company.
If you share suggestions or ideas for improving our Services (see “Feedback” above), you acknowledge that we may use them and that we own all rights in any improvements or new features resulting from your suggestions, with no obligation to compensate you.
You are free to stop using our Services at any time. You may delete your account or cease use of the Platform if you no longer wish to be bound by these Terms (though the sections of these Terms that by their nature should survive will continue to apply, such as disclaimers, liability limitations, arbitration, etc.).
We reserve the right to suspend or terminate your access to the Services, or to deactivate or delete your account, at our discretion, if we determine that you have violated these Terms or that your use of the Services poses a risk to us or others. For example, we may suspend or terminate your account if:
If we decide to terminate your account, we will make a good-faith effort to notify you at the email address associated with your account (unless we are prohibited by law from doing so, or if we reasonably suspect that doing so would cause further harm). In certain cases, such as repeated or serious violations, we may terminate access immediately without prior notice.
Inactivity Policy:
If you have a free account that has been inactive (no logins or usage) for an extended period (at least 12 months), we reserve the right to deactivate or delete your account to free up resources (including the @oooioo.com email address associated with it). We will notify you at your provided email address before taking such action, giving you an opportunity to log in and keep the account active. Accounts with an active paid subscription (if applicable) will not be terminated for inactivity as long as payments are current.
Appeals:
If you believe that we have suspended or terminated your account in error, you may contact our support team to request an appeal or review. We will provide instructions on how to appeal in the suspension/termination notice. While we cannot guarantee reinstatement, we will fairly review the circumstances of the termination and let you know our decision.
We are continually evolving our offerings, and we reserve the right to discontinue, withdraw, or modify the Services (in whole or in part) at any time. If we decide to permanently discontinue the Platform or any significant portion of the Services, we will endeavor to give you reasonable advance notice via the email associated with your account or by posting a notice on our website.
If you have a paid subscription and we discontinue the Service entirely, we will provide a pro-rated refund for any unused portion of your subscription fee, unless the discontinuation is due to circumstances beyond our control (for example, if continued operation of the Services becomes unlawful).
We will not be liable to you for compensation, damages, or any other remedy for discontinuing any Service, apart from issuing applicable refunds for services not provided.
Some jurisdictions do not allow the exclusion of certain warranties. If any law applies to you that prohibits the exclusions or disclaimers in this section, then to the extent required by that law, those disclaimers may not apply to you. In that event, the Terms will be interpreted to limit our liability and responsibilities to the maximum extent allowed under applicable law.
OUR TOTAL CUMULATIVE LIABILITY to you for any claims arising from or related to the Services or these Terms will not exceed the greater of:
If applicable law does not allow the limitation of liability above in full, then we limit our liability to the maximum extent permitted by law.
These limitations of liability apply even if a remedy fails of its essential purpose. Each provision of this section allocating risk is reflected in the pricing (if any) of the Services and is an essential element of the bargain between us.
Some states or countries do not allow the limitation of liability for incidental or consequential damages, so the above limitation may not apply to you in its entirety. In such jurisdictions, our liability is limited to the greatest extent permitted by law.
ONMONETARYUNIT DOT COM INC’s affiliates, suppliers, licensors, and service providers (including the providers of the Third-Party Services integrated into our platform) are intended third-party beneficiaries of the disclaimers and limitations of liability in this section. This means they can avail themselves of these disclaimers and limitations as if they were parties to these Terms.
If you are using the Services on behalf of a business or other legal entity, you agree to indemnify, defend, and hold harmless ONMONETARYUNIT DOT COM INC, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to any third-party claims due to or arising from:
If you are an individual consumer using the Services for personal, non-commercial purposes, this Indemnification section may not apply to you, and it does not limit any rights you may have under applicable consumer protection laws.
In any case, we reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you (at your expense) if we believe there is a need, and you agree to cooperate with any reasonable requests assisting our defense of such matter.
Most user concerns can be resolved quickly and informally by contacting our support team. However, if we cannot resolve a dispute with you, the following terms apply.
Mandatory Arbitration. You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Services (collectively, “Disputes”) will be resolved solely by binding arbitration on an individual basis, except as provided under “Exceptions” below. This agreement to arbitrate is intended to be broadly interpreted and includes, for example, claims based on contract, tort, consumer rights, fraud, laws or regulations, or any alleged harm or legal theory. By agreeing to these Terms, you and ONMONETARYUNIT DOT COM INC are each waiving the right to a trial by jury or to participate in a class or representative action. This arbitration clause is governed by the Federal Arbitration Act (9 U.S.C. §§ 1-16) and evidences a transaction in interstate commerce.
Opt-Out Option. You have the right to opt out of this mandatory arbitration provision. If you do not wish to be bound by arbitration, you must notify us in writing within 30 days of first accepting these Terms (or within 30 days of any material change to this section). Your notice must include your name, your account username or email, and a clear statement that you opt out of this arbitration agreement, and must be sent to the contact address provided on our website. If you opt out, any Dispute will instead be resolved by a court as set forth under “Governing Law and Venue” below, and you will not be bound by the arbitration or class action waiver provisions. Opting out of this arbitration agreement will not affect any other parts of these Terms, and you will continue to be bound by the remaining obligations.
Informal Resolution. Before either of us initiates arbitration, we agree to first attempt to negotiate an informal resolution. Either party may initiate this process by sending a written notice to the other party briefly describing the nature of the dispute and the requested relief. If we send a notice to you, we will send it to the email address registered to your account; you should send your notice to the support contact email or mailing address listed on our website for legal notices. If the dispute is not resolved within 60 days from the date of the initial notice, either party may proceed to file a demand for arbitration.
Arbitration Procedure.
The arbitration will be administered by a neutral arbitration provider — we suggest the American Arbitration Association (AAA) — in accordance with the provider’s rules applicable to consumer disputes (for example, the AAA Consumer Arbitration Rules). If AAA is not available or refuses to arbitrate, the parties will mutually agree on an alternative reputable arbitration organization to handle the dispute, or a court may appoint one. The arbitration will be decided by a single, neutral arbitrator. The arbitrator will have the authority to determine his or her own jurisdiction and resolve any disputes about the scope or enforceability of this arbitration agreement (except as noted under “Exceptions” below regarding the prohibition on class arbitration).
Arbitration Location and Process:
You and we agree that arbitration will be conducted in a fair and reasonable manner. If you are an individual consumer, the arbitration may take place by videoconference or telephone to make it convenient and reduce costs, unless the arbitrator determines that an in-person hearing is necessary. If an in-person hearing is needed, it will be conducted in the county (or equivalent jurisdiction) where you reside, or another location that we both agree to, or as determined by the arbitrator. The arbitrator will apply the same laws and liability limitations stated in these Terms. The arbitrator can award the same damages and relief as a court (including injunctive or declaratory relief in favor of the individual claimant), but only to the extent necessary to satisfy your individual claim.
Fees and Costs:
Payment of all filing, administration, and arbitrator fees will be governed by the arbitration provider’s rules. We will pay those fees for you up to the amount of fees you would be required to pay to file the case in court (for example, filing fees in a state or federal court in your jurisdiction), unless the arbitrator finds that your arbitration was frivolous or brought in bad faith. In that case, the arbitrator may require you to reimburse the Company for some or all of those fees, as permitted by the arbitration rules and applicable law. Each party will bear its own attorneys’ fees and costs unless the arbitrator rules otherwise or applicable law provides for attorneys’ fees to the prevailing party.
Exceptions to Arbitration:
Notwithstanding the above, either you or ONMONETARYUNIT DOT COM INC may choose to bring an individual action in a U.S. small claims court (or equivalent small claims court in your country of residence) for disputes or claims within that court’s jurisdiction, instead of proceeding with arbitration. In addition, both you and the Company have the right to seek temporary or preliminary injunctive relief from a court of competent jurisdiction in order to prevent irreparable harm (for example, to stop unauthorized use of the Services, a data breach, or an intellectual property infringement) while an arbitration is pending. Such a request for preliminary relief will not be deemed incompatible with the agreement to arbitrate or a waiver of the right to arbitrate.
No Class Actions.
You and ONMONETARYUNIT DOT COM INC agree that each may bring claims against the other only in your or its individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. The arbitrator shall have no authority to consider or resolve any claim or issue or issue any relief on any basis other than an individual basis. The arbitrator may not consolidate or join the claims of other persons or parties who may be in similar situations. If for any reason a claim proceeds in court rather than in arbitration, both you and the Company each waive any right to a jury trial and agree that the claim will proceed only on an individual, non-class, non-representative basis.
Severability of Arbitration Terms.
If any portion of this Dispute Resolution and Arbitration section is found to be invalid or unenforceable, that portion shall be severed and the remainder of this section shall remain in full force and effect. However, if a court or arbitrator decides that the prohibition against class actions or consolidated arbitrations is unenforceable with respect to a particular claim, then this entire Dispute Resolution section will be null and void as to that claim, and the claim must be brought exclusively in court (not in arbitration). In such case, the parties agree that the claim should be stayed (paused) until any appeal regarding the class action waiver is resolved.
Changes to Terms or Services.
The Company may modify these Terms from time to time, for example, to reflect changes in our Services, legal requirements, or for other legitimate reasons. We will provide notice of material changes to these Terms by email to the address associated with your account or by prominent notice on our website or within the Platform. The notice will designate a reasonable advance effective date for the changes. If you do not agree to the revised Terms, you must stop using the Services before the new Terms take effect. Continuing to use the Services after the effective date constitutes your acceptance of the changes. We also reserve the right to modify, suspend, or discontinue the Services (in whole or in part) at any time, as noted in the “Discontinuation of Services” section above. We are not liable to you or any third party for any such modification or discontinuation, but if you are on a paid plan and a change materially reduces your access or features, you may be entitled to a pro-rated refund as determined by us.
Assignment.
You may not assign or transfer these Terms or any of your rights or obligations under these Terms, whether by operation of law or otherwise, without our prior written consent. Any attempt by you to transfer these Terms, without such consent, will be null and void. We may assign or transfer these Terms (in whole or in part), or any rights or obligations hereunder, to any third party at our discretion, including, for example, to an affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of assets. These Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.
No Waiver.
Our failure to enforce any provision of these Terms or to insist on strict performance of any obligation shall not constitute a waiver of our right to enforce that provision or any other provision in the future. No waiver of any term shall be deemed a further or continuing waiver of that term or any other term. To be legally binding, any waiver by the Company of any provision of these Terms must be in writing and signed by an authorized representative of ONMONETARYUNIT DOT COM INC.
Severability.
If any provision (or part of a provision) of these Terms is held to be invalid, illegal, or unenforceable by a competent legal authority, then that provision will be enforced to the maximum extent permissible, and the remaining provisions of these Terms will remain in full force and effect. The parties intend that any invalid or unenforceable provisions be modified (by reduction, deletion, or revision) to the minimum extent necessary to make them valid and enforceable, or if such modification is not possible, be severed, such that the rest of the Terms remain in effect.
Third-Party Beneficiaries.
Except as expressly provided in these Terms, there are no third-party beneficiaries to this agreement. This means that no one other than you and ONMONETARYUNIT DOT COM INC (and ONMONETARYUNIT DOT COM INC’s successors and permitted assigns) can enforce the terms of this agreement. However, the limitation of liability and disclaimer provisions above (and any other provisions expressly stated to benefit our affiliates, licensors, or partners) are intended to also benefit those third parties to the extent expressly set forth.
Export Compliance.
You agree to use the Services in compliance with all applicable export control, sanctions, and trade laws and regulations. You cannot use or otherwise export or re-export any part of the Services to countries or regions embargoed by the United States (or your applicable jurisdiction) or to any individuals or entities on government restricted-party lists (such as the U.S. Treasury Department’s list of Specially Designated Nationals or the Commerce Department’s Denied Persons List). By using the Services, you represent and warrant that you are not located in, under the control of, or a national or resident of any such prohibited country or on any such prohibited party list. You also agree that you will not use the Services for any purposes prohibited by U.S. law (for example, in the design or development of nuclear, chemical, or biological weapons).
Entire Agreement.
These Terms (along with any additional policies or guidelines that we reference in these Terms or publish on the Platform) constitute the entire agreement between you and ONMONETARYUNIT DOT COM INC regarding your use of the Services. They supersede all prior or contemporaneous oral or written communications, proposals, and representations between us relating to your use of the Services or any subject matter covered by these Terms. In case of any conflict between these Terms and any other policy or terms applicable to the Services, these Terms will generally control, except where we expressly state otherwise in a specific policy.
Governing Law and Venue.
These Terms and any dispute arising out of or related to these Terms or the Services will be governed by and construed in accordance with the laws of the State of California, USA, except for its conflict of laws principles. If the arbitration agreement in these Terms is found not to apply to you or a given dispute (for example, because you timely opted out of arbitration or a court orders that it does not apply), then, subject to the below, you agree that any such dispute will be resolved exclusively in the state or federal courts located in San Francisco County, California, and you and ONMONETARYUNIT DOT COM INC consent to personal jurisdiction in those courts. However, as noted in the Dispute Resolution section, you or we may instead choose to bring certain qualifying claims in small claims court, and either party may seek injunctive relief in any competent court for matters involving an urgent need to prevent irreparable harm (such as unauthorized access to data, misuse of intellectual property, or other equitable relief).
Contact Information.
If you have any questions about these Terms or need to provide notice to us for any reason, please contact us at the email or mailing address provided on the oooioo.com website. We will specify the official contact method for legal notices on our site. All notices you provide must be in writing and will be deemed given upon receipt by us.
Thank you for reading these Terms of Use. By using ONMONETARYUNIT DOT COM INC and the Services provided through oooioo.com, you acknowledge that you understand and agree to all of the above terms. We are excited to have you as a user and are committed to providing you with a secure, productive, and enjoyable AI experience. Welcome to the platform!
Our Services are available only to users whose residential and billing addresses are located in the countries listed below. If a country appears in more than one category, eligibility is determined by inclusion (duplication does not affect availability). Availability remains subject to applicable sanctions, export controls, and card network/issuer restrictions.
North America (all countries):
Canada; Mexico; United States of America.
Caribbean (part of North America):
Antigua and Barbuda; Bahamas; Barbados; Dominica; Dominican Republic; Grenada; Haiti; Jamaica; Saint Kitts and Nevis; Saint Lucia; Saint Vincent and the Grenadines; Trinidad and Tobago.
Central America (all countries):
Belize; Costa Rica; El Salvador; Guatemala; Honduras; Nicaragua; Panama.
South America (all countries except Venezuela):
Argentina; Bolivia; Brazil; Chile; Colombia; Ecuador; Guyana; Paraguay; Peru; Suriname; Uruguay.
Excluded in this region: Venezuela.
European Union (all Member States):
Austria; Belgium; Bulgaria; Croatia; Cyprus; Czechia (Czech Republic); Denmark; Estonia; Finland; France; Germany; Greece; Hungary; Ireland; Italy; Latvia; Lithuania; Luxembourg; Malta; Netherlands; Poland; Portugal; Romania; Slovakia; Slovenia; Spain; Sweden.
United Kingdom and Ireland:
United Kingdom; Ireland (also listed under the European Union).
Western Balkans (specific inclusions and exclusions):
Included: Montenegro, Croatia (also listed under the European Union).
Excluded: Albania, Serbia.
Africa (all countries):
Algeria; Angola; Benin; Botswana; Burkina Faso; Burundi; Cabo Verde; Cameroon; Central African Republic; Chad; Comoros; Democratic Republic of the Congo; Republic of the Congo; Côte d’Ivoire; Djibouti; Egypt; Equatorial Guinea; Eritrea; Eswatini; Ethiopia; Gabon; Gambia; Ghana; Guinea; Guinea-Bissau; Kenya; Lesotho; Liberia; Libya; Madagascar; Malawi; Mali; Mauritania; Mauritius; Morocco; Mozambique; Namibia; Niger; Nigeria; Rwanda; São Tomé and Príncipe; Senegal; Seychelles; Sierra Leone; Somalia; South Africa; South Sudan; Sudan; Tanzania; Togo; Tunisia; Uganda; Zambia; Zimbabwe.
Arabian Peninsula (all countries):
Bahrain; Kuwait; Oman; Qatar; Saudi Arabia; United Arab Emirates.
East Asia / Pacific (specific inclusions):
Hong Kong (SAR); Japan; Australia.
Oceania (all sovereign states):
Federated States of Micronesia; Fiji; Kiribati; Marshall Islands; Nauru; New Zealand; Palau; Papua New Guinea; Samoa; Solomon Islands; Tonga; Tuvalu; Vanuatu.
We do not onboard or provide Services to users located in, incorporated in, or otherwise associated with the following jurisdictions:
Iran; Syria; Cuba; Russia; Belarus; North Korea; Mainland China; the Crimea, Donetsk, and Luhansk regions of Ukraine (and any other comprehensively sanctioned territories).
(Additionally, Venezuela is excluded under the South America rule; Albania and Serbia are excluded under the Western Balkans rule.)
We reserve the right to update this list at our sole discretion based on legal, regulatory, or operational considerations. If your country of residence changes to a jurisdiction where our Services are not available, your access may be suspended or terminated in accordance with these Terms.